Finance investment properties without the income docs.
DSCR loans are designed for real estate investors who want to qualify based on the property’s cash flow—not personal income. Instead of tax returns or pay stubs, we look at how well the property can cover its own debt.
This flexible financing option is perfect for landlords, short-term rental hosts, and investors looking to grow their portfolio with less paperwork and more speed.
Why Choose a DSCR Loan?
If you’re new to real estate investing, a DSCR loan could be the smart, low-hassle solution you’ve been looking for. Instead of relying on your personal income, this loan looks at how much income the property can generate to cover the monthly loan payment—that’s your Debt Service Coverage Ratio.
That means no tax returns, W-2s, or pay stubs required—just the numbers from the property itself.
Why First-Time Investors Love DSCR Loans:
Whether you’re buying a long-term rental or your first Airbnb, DSCR loans let you qualify based on the property—not your paycheck. It’s a smart way to get started in real estate with less red tape.
Discover more loan solutions that can help you reach your property ownership objectives. From conventional loans to specialized programs, find the right fit for your investment strategy.
