FHA Loans

FHA Loans: A Simpler Way to Buy Your First Home

Flexible, affordable, and built for buyers like you.

FHA loans are government-backed mortgages designed to make homeownership more accessible—especially for first-time buyers or those with less-than-perfect credit. With lower down payment requirements and more forgiving credit guidelines, FHA loans help open the door to homeownership for more people.

Whether you’re buying your first home or getting back into the market, an FHA loan could be the perfect fit.

Why Choose an FHA Loan?

• Low down payments – as little as 3.5% down
• Flexible credit requirements – typically 580+ credit score
• Competitive interest rates
• Available for single-family homes, condos, and more
• Option to use gift funds for your down payment
  

These loans are insured by the Federal Housing Administration, which gives lenders the confidence to offer more favorable terms to borrowers who may not qualify for a conventional mortgage.

Is an FHA Loan Right for You?

An FHA loan might be a good fit if:

• You’re a first-time homebuyer
• You have a moderate credit score
• You have a limited down payment
• You want a loan with flexible qualifying guidelines‍

We’ll walk you through every step—from pre-approval to closing—so you can feel confident and informed.

Let’s Get Started
Contact Us Now to See If You Qualify for an FHA Loan

EZ Access Mortgage LLC is not affiliated or endorsed by the government or Federal Housing Administration.