Privacy Policy

Last Updated: 11/28/2022

Safeguarding our customers’ privacy is very important to us. As we continue to improve and expand our services, we recognize our customers’ need and desire to preserve their privacy and confidentiality. We have adopted standards that help maintain and preserve the confidentiality of customers’ nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information

1. Information We Collect

We maintain physical, electronic and procedural safeguards designed to protect your personal information. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law. We collect nonpublic personal information about you from the following sources:

Personal Information:

• Name, address, email, phone number, and other identifying details provided by you.
• Financial information such as income, credit score, and loan preferences necessary to provide our services.
• Employment information provided by employers and others for verification of employment, income or deposits.

Non-Personal Information:

• IP addresses, browser types, and device details collected automatically to improve website functionality.
• Cookies and tracking technologies that enhance your user experience on our site.

2. How We Use Your Information

We use the information collected for the following purposes:

• To process loan applications and provide financial services tailored to your needs.
• To communicate with you about your account, updates, and promotions.
• To ensure compliance with legal and regulatory obligations.
• To improve our services and personalize your experience.
• To prevent fraudulent activities and protect your data.

3. Sharing of Information

EZ Access Mortgage does not sell your personal information to third parties. However, we may share your information with:

• Service providers and partners who assist in delivering our services.
• Regulatory authorities or law enforcement agencies when required by law.
• Credit bureaus and financial institutions as part of loan processing and evaluation.

All third parties receiving your information are obligated to maintain confidentiality and use your data solely for the intended purpose.

4. Data Security

We implement robust security measures to protect your personal information from unauthorized access, alteration, or disclosure. Despite our best efforts, no data transmission or storage system can be guaranteed as 100% secure.

5. Your Choices

• Access and Update: You may request to review or update your personal information by contacting us directly.
• Marketing Preferences: You can opt out of receiving marketing communications by following the instructions in our emails or contacting us.
• Cookies: You may modify your browser settings to reject cookies; however, this may limit some website functionality.

6. Third-Party Links

Our website may include links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before sharing any information.

7. Children's Privacy

EZ Access Mortgage services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting the revised policy on our website and updating the "Last Updated" date above.

9. Contact Us

If you have questions or concerns about this Privacy Policy or how we handle your personal information, please contact us:

EZ ACCESS MORTGAGE LLC

Attention: Compliance Department

‍Email: compliance@ezaccessmortgage.com
Phone: 866-217-1315
Address: 190 Moore St, Suite 271, Hackensack NJ 07601

CHANGES TO THIS POLICY

This policy is effective November 28, 2022. We reserve the right to alter this privacy policy statement at our discretion. Any change to this policy statement will be posted on our web site in a timely manner.

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