VA Loans

veteran soldier in camouflage holding wife hand walking towards new house with va loan

Homeownership is within reach—thanks to your service.

VA loans, guaranteed by the Department of Veterans Affairs, offer eligible military veterans a powerful way to buy a home—with no down payment required. If you have DD-214 benefits, you may qualify for this flexible, veteran-focused home loan program.

Whether you’re buying your first home or moving to a new one, VA loans make it easier to secure financing with fewer upfront costs and competitive terms.

What You’ll Need to Get Started:

  • 📄 DD-214 (Certificate of Release or Discharge from Active Duty)
  • 📃 Certificate of Eligibility (COE) – we can help you get this quickly
  • 🪪 Proof of income and credit history (less strict than conventional loans)

Why VA Loans Are a Great Fit for Veterans:

  • $0 down payment required
  • No private mortgage insurance (PMI)
  • Competitive interest rates
  • Flexible credit and income guidelines
  • Backed by the Department of Veterans Affairs
  • Can be used multiple times in your lifetime

You served us—now it’s our turn to serve you. We’ll walk you through everything, from COE to closing.

For Active-Duty Service Members

You don’t have to wait until discharge to buy a home.

If you’re on active duty, you may already qualify for a VA loan—a powerful home financing option backed by the Department of Veterans Affairs. These loans make it possible to buy a home with zero down payment, no private mortgage insurance, and flexible credit requirements.

Whether you’re settling down with your family near your base or planning for life after service, a VA loan is a smart, affordable way to own a home.

Why Active-Duty Members Choose VA Loans:

  • $0 down payment required
  • No monthly PMI
  • Lower rates and flexible terms
  • Use your Basic Allowance for Housing (BAH) toward your loan
  • No prepayment penalties

VA loans aren’t just for veterans—they’re for you, too. Let’s explore your eligibility and help you use your benefits today.

EZ Access Mortgage LLC is not affiliated or endorsed by the government or the Department of Veterans Affairs.

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